Life
Insurance
Personalised Insurance Advice
Life Insurance
Income Protection
TPD
Trauma
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Life Insurance Income Protection TPD Trauma ✶
What do we do?
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Got questions or need advice? We're ready! Let's chat!
Make a quick call or send us an email
We safeguard your current lifestyle against the unexpected.
When facing death, serious illness, or injury, financial concerns should be the last thing on your mind. Life insurance is more than a safety net for your loved ones; it's a means to protect the way you live today.
Life insurance in Australia often falls low on the priority list. Whether you're ready to put something in place now or just exploring your options, we're here to help. If you are new to insurance or reviewing your existing life insurnace, we can answer all your questions so you can make an informed decision about what is best for you.
At Concord Private Wealth offer personalised advice from qualified and experienced insurance advisers so you can make an informed and comfortable decision before signing anything. Our goal is to find the best life insurance for you, and we’ve been doing it for 20 years, so were confident you will get the professional advice you need.
Convenient consultations – Forget about driving to an office and dealing with piles of paperwork; we'll meet you online.
hello@concordwealth.com.au
our approach
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Personalised
We aim to understand your priorities and determine if we're the right match for you.
Whether you're ready to secure insurance or just exploring your options, we'll proceed at your pace.
If you require comprehensive financial advice, we can connect you with the right experts.
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Comprehensive
Our life insurance advice involves a comprehensive review of your financial, health, and lifestyle circumstances.
We examine the fine print, compare your options, and help you determine the amount of coverage you need financial commitments, cover medical expenses, and maintain your lifestyle plus the best insurer to get the job done.
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Adaptive
We're fully online, accessible via Zoom, Teams, email, or even a phone call.
You'll have real-time access to advisers qualified to offer guidance on life insurance products.
Skip the hassle of driving to an office and dealing with paperwork—we'll connect with you online.
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Supportive
We take you through the whole process, from advice, to application, to answering all your questions so you are comfortable to proceed.
Once you are up and running we are just a short email or call away from helping you should your circumstances change, you need to make a claim or to make changes to your policy.
Our Insurance Options
Life Insurance
Death cover offers financial support to your family or dependents in the event of your death or terminal illness diagnosis. This payment assists your loved ones in repaying debts, covering funeral expenses, and replacing lost income.
Lump sum payment
Paid directly to the people you care about most.
Total and permanent disablement (TPD) cover
If you become totally and permanently disabled (TPD) and cannot work, TPD cover helps you pay off debts and medical expenses, modify your home, and replace lost income.
Lump sum payment
Definitions of TPD vary between insurers
Policies may specify coverage for your own occupation or any occupation
Income Protection
This insurance safeguards one of your greatest assets – your income. If illness or injury prevents you from working, it provides a regular income to cover your financial commitments and living expenses.
Monthly payment (typically 60-75% of your income)
Waiting periods apply
Benefits are paid until you return to work or for an agreed timeframe (2 years, 5 years, or until age 65)
Trauma Cover
Trauma insurance provides a payout if you are diagnosed with a serious illness such as cancer, heart attack, or stroke. This immediate payment helps you focus on recovery by covering your financial commitments and medical costs.
Type of illness or injury covered is determined by the insurer. Normally covers 40+ critical illnesses.
Mental health conditions are not covered
How it works
Sort your insurance out online now
1. Contact us via email or phone
We can chat about what cover you need and answer any questions
Whether you need to review your existing cover or set up new cover, we are good to go.
If you just want to start with just a quote, please complete the form below.
2. Online Questionnaire
This helps us gather your details for advice, such as income, assets, existing insurance details, debts etc.
We ask questions about your health and pastimes to make sure we recommend the best insurer for you
3. Insurance Plan recommendation
The proposal details our customised recommendations, including life insurance products, coverage amounts, combinations, and expected premiums that align with your needs. We'll also address any existing health concerns and assess their potential impact on your insurance application.
Cost: $330 (for individuals) or $495 (for couples), one-time payment.
4. The Application
We'll handle the paperwork, including organising forms requiring your signature, and submit the application on your behalf.
Email us:
hello@concordwealth.com.au
Learn more about why we would recommend a Life Insurance Broker for your insurance needs
Quote Me!
If you would liket a quote for insurance, simply complete the form below and we will get in touch
